Simple Things

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The old saying, ” Home is where the heart is,” rings true for myself and others who’ve experienced moving; especially numerous times. No matter where we live, we put down out roots, literally by either planting a tree, bushes, flowers, or volunteering within the community.

Moving and changing communities makes it difficult to form new relationships, especially as an older couple without children. That is why it is so important to take a few moments each day to take joy in the simple things. Take time to play tourist in your new community and share your finds with the natives. And don’t be afraid to ask about their favorite spots.  I’ve learned that long time members of a community often become so complacent that they overlook the little things their community has to offer.

Today, I’m keeping this post short but wanted to share a few pictures of the “simple things” that add joy to my daily living. It seems lately, that no matter where I live, I have native visitors. Living in Appleton, I love to walk along Apple Creek listening to the birds during the day, the frogs at night, and watching the carp as they mate. I also take great pleasure in the flowers and plants that we have so lovingly planted to beautify our yard. I hope that you also find pleasure in my simple joy.

YOUR HOME ON STAGE

“Setting the Stage for your Next Move” As a Realtor® in Madison, that was my slogan. As a Realtor® and professional Stager®, I feel it is very apropos. When you are getting ready to move, you want to make your home look like it is on the stage in a beauty pageant. Think about when you go shopping, the neat store with a beautiful display draws you in vs the store with items strewn about.  Of course, you do not want to overdo your decorating but rather have everything clean, repaired, touched and freshened up.

I was going to write an article about getting your home ready but then this one titled       8 Tips for Adding Curb Appeal and Value to Your Home popped into my mailbox. Thus, I thought, why write a new article when someone has done it for me? I encourage you to read this article and contact me if you have any questions.

I also recommend adding a nice outdoor seating area that says welcome to our house. It makes people feel very comfortable.

If you or anyone you know is thinking of selling your home, please give me a call and we can discuss listing and staging your home so you can maximize on it’s potential and sell for more money. I’ve plenty of more tricks to welcome your home’s new owners.

 

5 Tips for Newlyweds Buying your 1st House

5 Tips for Newlyweds Buying your 1st House

5 Tips for Newlyweds Buying your 1st House

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Life is exciting, you’ve just tied the knot and now are combining households. You need to decide what to keep, what to throw away, and how and where you want to live. These 5 tips will guide you through the home buying process.

  1. Be Realistic-  You aren’t moving into your parents’ home that they saved a lifetime to buy or build. You are moving into your 1st starter home. Prioritize your needs and wants.  Make a list with must haves and likes, the areas you like, size of home you need now combined with room to grow for potential children.  
  2. S-CocktailChecklistYour Credit Report- When you marry, your credit reports also join together. Make sure you both check your credit reports, have an open discussion, and work together to fix any blemishes before you start house hunting. Work with your creditors to raise your credit score. Planning for the future? There are 7 simple ways to raise your credit score.
  3. Shop your Lender- Do your research with different mortgage companies, banks, and credit unions. Ask about rates, 1st time homebuyers tax credits, incentives, and closing costs. Check the lenders reviews and sit down with them for a face to face meeting. This is a big step and you want to know with whom you are working and how the loan program works. Be wary of internet based lenders with possible hidden fees. Before you start looking for your first home, get pre-approved. A pre-approval lets you know how much home you can afford and allows you to lock in the lowest interest rate.
  4. 4. Don’t tie the knot and then plan to swing the hammer. In other words, don’t buy a complete “fixer-upper”. Fixing a house together puts a strain on both your marriage and finances. The only reality on HGTV are the surprises that homeowners face when remodeling and fixing up a house. HGTV never tells you how and where the homeowners come up with all the extra money to remedy the surprises. A “fixer upper” is costly and can deplete both your finances and energy when you should be focusing on building a life together. Homeowners need to budget for taxes, insurance, maintenance, and the occasional emergency such as the water heater or furnace failing.
  5. Hire a Real Estate Agent- Homebuyers need professional guidance when making big decisions. Emotions and excitement may get in the way blinding you to possible downfalls in different homes and neighborhoods. A professional real estate agent that works with first time Buyers will guide you as they would their children, helping you buy the best home for your money while negotiating the best dollar amount for your purchase.